South Carolina Homeowners Beware, Bank of America is in Federal Court- Accused of routinely denying qualified borrowers a chance to modify their loans to more affordable terms. 

Some Columbia Homewoners may have been lied to while working with BAnk of America loss mitigation department, while many Columbia Homeowners were delayed or stonewalled in the HAMP (loan) modification process in order for Bank of America to collect more fees, and ultimitaley upsell the borrower to a more costly in-house loan modification, charging rates 3 points higher than the 2 percent rate available under HAMP guidelines.